personal finance envelope budgeting private budget

Actual Budget

A private Actual Budget instance for envelope budgeting, transaction imports, reports, and secure sync across your devices.

7,99 € Buy
actual-budget detail

What you get

  • Budgeting based on the money you currently have available.
  • Private multi-device sync with optional end-to-end encryption.
  • Transaction imports, schedules, net-worth reports, cash-flow reports, and custom reports.
  • Password-only runtime handoff with no plaintext credentials in the generated GitOps YAML.

Company billing details

Use the registered company name, tax identifiers, and company billing address.

Product page
Final price: 7,99 € Subscription service prices exclude tax. Applicable tax is added at checkout.

Screenshots

Actual Budget Current Envelope Budget in light theme Screenshot 001 of 100: Current Envelope Budget demonstrating a major Actual Budget feature in the light interface. Actual Budget: Current Envelope Budget (dark theme) Screenshot 002 of 100: Current Envelope Budget showcasing a key Actual Budget feature within the dark interface. Actual Budget Collapsed Income Category Group in light theme Screenshot 003 of 100: Collapsed Income Category Group demonstrating a key Actual Budget feature in the light interface.
Actual Budget: Collapsed Income Category Group in dark mode Screenshot 004 of 100: A collapsed income category group showcasing a key feature of Actual Budget within the dark interface. Actual Budget: Collapsed view of the Food and Household group, using a light theme. Screenshot 005 of 100: Collapsed Food and Household Group demonstrating a key Actual Budget feature in the light interface. Actual Budget: Collapsed view of the Food and Household category, displayed with a dark theme. Screenshot 006 of 100: A collapsed view of the Food and Household category demonstrating a key feature of Actual Budget in the dark interface.
Actual Budget, Budget Privacy Mode in light theme Screenshot 007 of 100: Budget Privacy Mode showcasing a key feature of Actual Budget in the light interface. Actual Budget: Budget Privacy Mode in dark theme Screenshot 008 of 100: Budget Privacy Mode showcasing a key Actual Budget feature within the dark interface. Actual Budget: Focused layout with a light theme. Screenshot 009 of 100: Budget Focus Layout demonstrating a key Actual Budget feature in the light interface.
Actual Budget: Budget Focus layout with a dark theme. Screenshot 010 of 100: The Budget Focus layout showcases a key feature of Actual Budget within a dark interface. Actual Budget - Summary of all accounts (light theme) Screenshot 011 of 100: All Accounts Summary showcasing a key Actual Budget feature in the light theme. Actual Budget: A summary of all accounts, displayed with a dark theme. Screenshot 012 of 100: This All Accounts Summary showcases a key Actual Budget feature within the dark interface.

Showing 12 of 100 screenshots

Why buy it

Actual Budget is a privacy-focused, local-first personal finance application built around envelope budgeting. Cli>_ operates the server, HTTPS endpoint, persistent storage, and backups, and hands over the generated server password without writing it into GitOps YAML.

Actual Budget gives you a private sync server for budgets, accounts, transactions, categories, schedules, and reports. Import QIF, OFX, QFX, CAMT.053, or CSV data, use the official clients across devices, and optionally enable Actual Budget end-to-end encryption for budget data. Bank-sync providers and their accounts are separate customer-managed integrations.

Plan with your real balances

  • Allocate funds to different categories using the envelope budgeting method.
  • Monitor your accounts, track transfers, categorize transactions, schedule payments, and manage recurring activities.
  • Review your net worth, cash flow, and create custom reports without sharing your budget data with a public budgeting service.

Private sync under your control

Cli>_ manages the runtime, TLS, persistent storage, and operational backups. You manage budgets, imports, optional bank-sync providers, application access, exports, and any optional end-to-end encryption password.

Official Actual Budget resources

Actual Budget website (opens in new tab) Official feature overview and project information. Actual Budget documentation (opens in new tab) Official guides for budgets, imports, sync, encryption, and integrations. Actual Budget source code (opens in new tab) Open-source project with releases and an issue tracker.

Electronic cloud service delivery

Services are provisioned electronically after payment and onboarding. There is no physical shipping charge.

EU infrastructure with global access

Customer services run primarily on EU/EEA infrastructure. Customers outside Europe, including the US, can order services but should expect cross-region latency. Availability excludes sanctioned or prohibited jurisdictions.

Credit and refunds

Prepaid credit can be used for eligible future services. Payments are non-refundable except where mandatory law applies or CLI & Open expressly agrees in writing.

Agent API

Agents can read product data and request quotes through the public API. Commit actions such as payment or order placement require human confirmation.

Verified Cli>_ customer reviews

Virtual server ★★★★☆

It just works (test review)

hello i am just testing reviews dont mind me.

Ondrej Prokop
Virtual server ★★★★★

Perfect stable VPS service

I have been using this VPS for a period of time, everything runs smoothly without any downtime or lag. The network speed is stable, and the panel operation is simple and user-friendly.Highly recommend this provider!

Jun Lu
Cli>_ ★★★★★

Great service and excellent performance

The service is reliable, performs well, and offers excellent value. The setup process was straightforward, and everything has been working smoothly so far. Highly recommended!

Attila GM