Actual Budget
A private Actual Budget instance for envelope budgeting, transaction imports, reports, and secure sync across your devices.
What you get
- Envelope budgeting based on money you currently have.
- Private multi-device sync with optional end-to-end encryption.
- Transaction imports, schedules, net-worth reports, cash-flow reports, and custom reports.
- Password-only runtime handoff with no plaintext credential in generated GitOps YAML.
Screenshots
Why buy it
Actual Budget is a privacy-focused, local-first personal finance application built around envelope budgeting. Cli>_ operates the server, HTTPS endpoint, persistent storage, and backups, and hands over the generated server password without writing it into GitOps YAML.
Actual Budget gives you a private sync server for budgets, accounts, transactions, categories, schedules, and reports. Import QIF, OFX, QFX, CAMT.053, or CSV data, use the official clients across devices, and optionally enable Actual Budget end-to-end encryption for budget data. Bank-sync providers and their accounts are separate customer-managed integrations.
Plan with your real balances
- Assign available money to categories using envelope budgeting.
- Track accounts, transfers, split transactions, schedules, and recurring activity.
- Review net worth, cash flow, and custom reports without sending budget data to a public budgeting SaaS.
Private sync under your control
Cli>_ manages the runtime, TLS, persistent storage, and operational backups. You manage budgets, imports, optional bank-sync providers, application access, exports, and any optional end-to-end encryption password.
Electronic cloud service delivery
Services are provisioned electronically after payment and onboarding. There is no physical shipping charge.
EU infrastructure with global access
Customer services run primarily on EU/EEA infrastructure. Customers outside Europe, including the US, can order services but should expect cross-region latency. Availability excludes sanctioned or prohibited jurisdictions.
Credit and refunds
Prepaid credit can be used for eligible future services. Payments are non-refundable except where mandatory law applies or CLI & Open expressly agrees in writing.
Agent API
Agents can read product data and request quotes through the public API. Commit actions such as payment or order placement require human confirmation.
Verified Cli>_ customer reviews
Customer reviews will appear here after approval.